Personal Loan EMI Calculator

Get your monthly EMI, total interest, and total payable instantly.

Personal Loan EMI Calculator

Loan Amount (₹) ₹5,00,000
₹50,000₹40,00,000
Interest Rate (% p.a.) 14.00%
8%36%
Tenure (Months) 48 months
684
Tip: Use a longer tenure to reduce monthly EMI (total interest may increase).

Monthly EMI

₹0

Total Interest

₹0

Total Payment

₹0

Tenure (Months)

0
Principal: ₹0 Interest: ₹0
Amortization Schedule

How it works?

  • Enter loan amount: e.g., ₹50,000 to ₹40,00,000

  • Set interest rate: annual percentage (typical personal loans are higher than home loans)

  • Choose tenure: in months (6 to 84)
    You’ll see Monthly EMI, Total Interest, Total Payment, and a month-wise schedule you can download as CSV.

How to manage your EMI better?

    • Pick a longer tenure if you need a lower monthly EMI

    • Make part-prepayments to cut interest and close faster

    • Maintain a strong credit score for better rates

    • Compare processing fees and foreclosure charges before you apply

    • Borrow only what you really need to keep EMIs comfortable

Why this calculator?

      • Instant math: Update EMI as you move the sliders or type exact values

      • Clear breakup: Principal vs Interest donut for quick understanding

      • Full schedule: Month-wise amortization with CSV download

      • Mobile-friendly: Smooth UI in your brand color

      • Accessible: Keyboard-friendly inputs and clear labels